Capital One Base Beater Savings Account
This account from Capital One is a simple, no fuss savings account which offers a guarantee that it's interest rate will be at least 0.5% higher than the Bank of England Base rate until the 1st of July 2010. The current rate is 5.05% AER. While this might not be as high as some of the bonus-type accounts you'll see in the best buy tables, it means you'll be getting at least a competitive rate for the next couple of years, and you don't need to be always trying to stay on top of who's offering the 'flavour of the month' account.
You can choose monthly or annual interest payment (although the choice of monthly payment will reduce the rate slightly), and whichever you choose, you can have the interest either credited back into your account or paid into another bank account of your choice.
With the Base Beater account there are no access restrictions - you're free to withdraw as much and as often as you like without paying any fees or losing out on interest, so long as your balance stays above the minimum investment level of £500.
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Capital One Base Beater Account : Summary
| Account: | Capital One Base Beater Savings |
| AER: | 5.05% |
| Interest Paid: | Annually |
| Minimum Investment: | £500 |
| Maximum Investment: | £1,000,000 |
| Comments: | With a rate guaranteed to beat the base rate until 1st July 2010 |
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